2024 401k Limits Catch Up Contribution. You can also contribute the full $7,000 to a roth ira for 2024. Under secure 2.0 , starting in 2024, if the taxpayer has income of at least $145,000 for the.
A key difference between an ira and a 401(k) account is this: Total 401(k) plan contributions by an employee and an employer cannot exceed $69,000 in 2024.